Can CBDCs be used directly in DeFi protocols?

Yes, CBDCs can be used in DeFi through public blockchains, permissioned networks, bridges, or regulated access layers.

How would compliance work if CBDCs are used in DeFi?

This compliance may be implemented at the protocol or wallet level, via KYC, transaction limits, or jurisdiction-based access rules.

Access providers that banks can play include custodians, access providers, and compliance access points between users, CBDCs, and DeFi protocols.

Yes, more so in the regulated markets where the institutions favor use of digital money that is supported by the government.

Educational

Shubham Goyal

February 4, 2026